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span.sub{color:var(--ek-muted);font-size:.75rem}@media (min-width:768px){.ek-hero__inner{grid-template-columns:1fr 1fr;padding:80px 0 96px}.ek-hero__media{display:block}}.ek-cards{display:grid;grid-template-columns:1fr;gap:24px}@media (min-width:600px){.ek-cards{grid-template-columns:1fr 1fr}}@media (min-width:1000px){.ek-cards{grid-template-columns:repeat(4,1fr)}}.ek-card{position:relative;overflow:hidden;background:#fff;border:1px solid var(--ek-border);border-radius:var(--ek-radius-lg);padding:24px;box-shadow:var(--ek-shadow);display:flex;flex-direction:column;transition:transform .2s ease,box-shadow .2s ease}.ek-card:hover{transform:translateY(-2px);box-shadow:var(--ek-shadow-hover)}.ek-card:before{content:"";position:absolute;top:0;left:0;width:100%;height:3px;background:var(--ek-border);transition:background .2s 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var(--ek-border);border-radius:var(--ek-radius-lg);overflow:hidden;background:#fff}.ek-faq__q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:16px;text-align:left;background:var(--ek-gray);border:0;padding:16px 24px;cursor:pointer;font-family:var(--ek-font-head);font-size:1.02rem;font-weight:600;color:var(--ek-navy);transition:background .2s ease}.ek-faq__q:hover{background:var(--ek-border)}.ek-faq__q[aria-expanded=true]{background:var(--ek-border)}.ek-faq__chevron{transition:transform .3s ease;color:var(--ek-navy)}.ek-faq__q[aria-expanded=true] .ek-faq__chevron{transform:rotate(180deg)}.ek-faq__a{padding:0 24px}.ek-faq__a[hidden]{display:none}.ek-faq__a p{padding:16px 0;color:var(--ek-muted);margin:0}.ek-cta{text-align:center}.ek-cta .ek-container{max-width:700px}.ek-cta h2{margin-bottom:1rem}.ek-cta p{color:var(--ek-muted);margin-bottom:2rem}.ek-cta--navy h2,.ek-cta--navy p{color:#fff}.ek-cta--navy p{color:var(--ek-navy-soft)}.ek-midcta{background:var(--ek-navy);border-radius:var(--ek-radius-xl);padding:32px;text-align:center;margin:32px 0;color:#fff}.ek-midcta h3{color:#fff;margin-bottom:.5rem}.ek-midcta p{color:var(--ek-navy-soft);margin-bottom:1.25rem}.ek-disclaimer{display:flex;gap:14px;align-items:flex-start;background:var(--ek-beige);border-left:4px solid var(--ek-navy);border-radius:var(--ek-radius-lg);padding:18px 20px}.ek-disclaimer .material-symbols-outlined{color:var(--ek-navy);flex-shrink:0}.ek-disclaimer p{margin:0;font-size:.85rem;color:var(--ek-navy)}.ek-disclaimer--article{background:var(--ek-gray);border-left-color:var(--ek-teal)}.ek-footer{background:var(--ek-navy);color:#fff;padding:56px 0}.ek-footer__inner{display:flex;flex-direction:column;gap:28px}.ek-footer__brand .ek-logo{color:#fff}.ek-footer__brand p{color:var(--ek-navy-soft);font-size:.9rem;margin:8px 0 0;max-width:22rem}.ek-footer__links{display:flex;flex-wrap:wrap;gap:12px 28px}.ek-footer__links a{color:var(--ek-navy-soft);font-weight:600;font-size:.9rem}.ek-footer__links a:hover{color:#fff}.ek-footer__disclaimer{border-top:1px solid rgba(255,255,255,.12);padding-top:24px;color:var(--ek-navy-soft);font-size:.8rem}.ek-footer__copy{color:var(--ek-navy-soft);font-size:.8rem;margin-top:16px}@media (min-width:768px){.ek-footer__inner{flex-direction:row;justify-content:space-between;align-items:flex-start}}.ek-breadcrumbs{font-size:.82rem;color:var(--ek-muted)}.ek-breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:4px;align-items:center;padding:0;margin:0}.ek-breadcrumbs a{color:var(--ek-muted)}.ek-breadcrumbs a:hover{color:var(--ek-teal)}.ek-breadcrumbs__sep{font-size:16px;color:var(--ek-border-strong)}.ek-breadcrumbs [aria-current=page]{color:var(--ek-navy);font-weight:600}.rank-math-breadcrumb{font-size:.82rem;color:var(--ek-muted)}.rank-math-breadcrumb p{margin:0;display:flex;flex-wrap:wrap;gap:4px;align-items:center}.rank-math-breadcrumb a{color:var(--ek-muted)}.rank-math-breadcrumb a:hover{color:var(--ek-teal)}.rank-math-breadcrumb .separator{color:var(--ek-border-strong)}.rank-math-breadcrumb .last{color:var(--ek-navy);font-weight:600}.ek-page-hero{background:var(--ek-white);border-bottom:1px solid var(--ek-border);padding:32px 0 40px}.ek-page-hero .ek-eyebrow{display:inline-block;margin:14px 0 10px}.ek-page-hero h1{margin-bottom:.5rem}.ek-page-hero__lead{font-size:1.1rem;color:var(--ek-muted);max-width:44rem}.ek-article-layout{display:grid;grid-template-columns:1fr;gap:48px}@media (min-width:1000px){.ek-article-layout{grid-template-columns:minmax(0,1fr) 320px}}.ek-prose{font-size:1.05rem;color:#2b3340}.ek-prose>h2{font-size:1.6rem;margin:2rem 0 1rem;scroll-margin-top:90px}.ek-prose>h3{font-size:1.25rem;margin:1.6rem 0 .8rem;scroll-margin-top:90px}.ek-prose img{border-radius:var(--ek-radius-lg);margin:1.5rem 0}.ek-prose ul,.ek-prose ol{margin:0 0 1.25rem}.ek-prose li{margin-bottom:.5rem}.ek-prose a:not(.ek-btn){text-decoration:underline}.ek-prose a.ek-btn{text-decoration:none}.ek-prose blockquote{border-left:4px solid var(--ek-teal);margin:1.5rem 0;padding:4px 0 4px 20px;color:var(--ek-navy);font-style:italic}.ek-box{position:relative;border-radius:var(--ek-radius-lg);padding:18px 22px 18px 20px;margin:1.75rem 0;display:flex;gap:14px;align-items:flex-start;border:1px solid transparent;border-left-width:4px;box-shadow:var(--ek-shadow-sm);line-height:1.65}.ek-box .material-symbols-outlined{flex-shrink:0;width:34px;height:34px;border-radius:var(--ek-radius-full);display:inline-flex;align-items:center;justify-content:center;font-size:21px;line-height:1;margin-top:1px}.ek-box>div{min-width:0}.ek-box p{margin:0 0 .55em}.ek-box p:last-child{margin-bottom:0}.ek-box h4{margin:0 0 5px;font-family:var(--ek-font-body);font-size:.9rem;font-weight:700;letter-spacing:.02em;text-transform:uppercase;color:var(--ek-navy)}.ek-box--info{background:#f0f7f6;border-color:#d2e7e3;border-left-color:var(--ek-teal)}.ek-box--info .material-symbols-outlined{background:#d7ede9;color:var(--ek-teal-dark)}.ek-box--warn{background:#fdf6ec;border-color:#f1e1c4;border-left-color:#d97706}.ek-box--warn .material-symbols-outlined{background:#f8e8cf;color:#b45309}.ek-box--tip{background:#eef7f5;border-color:#c9e7e1;border-left-color:var(--ek-teal-dark)}.ek-box--tip .material-symbols-outlined{background:#d7ede9;color:var(--ek-teal-dark)}.ek-toc{background:var(--ek-gray);border:1px solid var(--ek-border);border-radius:var(--ek-radius-lg);padding:20px 24px;margin-bottom:32px}.ek-toc h2{font-size:1.05rem;margin-bottom:.6rem}.ek-toc ol{margin:0;padding-left:1.2em}.ek-toc li{margin-bottom:.35rem}.ek-toc a{color:var(--ek-navy);text-decoration:none}.ek-toc a:hover{color:var(--ek-teal)}.ek-sidebar{display:grid;gap:32px;align-content:start}.ek-sticky{position:static;display:grid;gap:32px;align-content:start}@media (min-width:1000px){.ek-sticky{position:sticky;top:90px}}.ek-side-cta{background:var(--ek-navy);color:#fff;border-radius:var(--ek-radius-xl);padding:28px;text-align:center}.ek-side-cta h3{color:#fff;margin-bottom:.5rem}.ek-side-cta p{color:var(--ek-navy-soft);font-size:.9rem;margin-bottom:1.25rem}.ek-side-widget h4{font-family:var(--ek-font-body);font-size:.8rem;letter-spacing:.06em;text-transform:uppercase;color:var(--ek-navy);border-bottom:1px solid var(--ek-border);padding-bottom:8px;margin-bottom:14px}.ek-related-list{list-style:none;padding:0;margin:0;display:grid;gap:14px}.ek-related-list a{color:var(--ek-navy);font-weight:600;font-size:.92rem}.ek-related-list a:hover{color:var(--ek-teal)}.ek-related-list .meta{color:var(--ek-muted);font-size:.78rem}.ek-chips{display:flex;flex-wrap:wrap;gap:8px}.ek-chip{background:var(--ek-gray);border:1px solid var(--ek-border);border-radius:var(--ek-radius-full);padding:6px 14px;font-size:.82rem;color:var(--ek-navy)}.ek-chip:hover{background:var(--ek-beige);color:var(--ek-navy)}.ek-hub-grid{display:grid;grid-template-columns:1fr;gap:48px}@media (min-width:1000px){.ek-hub-grid{grid-template-columns:minmax(0,1fr) 320px}}.ek-featured{display:grid;grid-template-columns:1fr;gap:24px;margin-bottom:40px}@media (min-width:640px){.ek-featured{grid-template-columns:1fr 1fr}}.ek-subhead{display:inline-block;font-size:1.4rem;border-bottom:2px solid var(--ek-navy-soft);padding-bottom:6px;margin-bottom:28px}.ek-article-card{position:relative;background:#fff;border:1px solid var(--ek-border);border-radius:var(--ek-radius-lg);overflow:hidden;box-shadow:var(--ek-shadow);transition:transform .2s ease,box-shadow .2s 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20px;display:flex;flex-direction:column;flex-grow:1;gap:8px}.ek-article-card__title{font-size:1.08rem;line-height:1.3;margin:0}.ek-article-card__link{color:var(--ek-navy);display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}.ek-article-card__link:hover{color:var(--ek-teal)}.ek-article-card__link:after{content:"";position:absolute;inset:0;z-index:1}.ek-article-card__excerpt{font-size:.88rem;color:var(--ek-muted);margin:0;flex-grow:1;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}.ek-article-card__meta{margin-top:2px;padding-top:10px;border-top:1px solid var(--ek-border);font-size:.78rem}.ek-meta{display:flex;flex-wrap:wrap;align-items:center;gap:4px 16px;color:var(--ek-muted)}.ek-meta-item{display:inline-flex;align-items:center;gap:5px;white-space:nowrap}.ek-meta-item time{color:inherit}.ek-meta .material-symbols-outlined{font-size:16px;line-height:1;color:var(--ek-teal);font-variation-settings:'opsz' 20,'wght' 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img{transform:scale(1.05)}.ek-card-h__body{display:flex;flex-direction:column;gap:5px;min-width:0}.ek-card-h__cat{font-size:.68rem;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--ek-teal)}.ek-card-h__title{font-size:.98rem;line-height:1.3;margin:0}.ek-card-h__link{color:var(--ek-navy);display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}.ek-card-h__link:hover{color:var(--ek-teal)}.ek-card-h__link:after{content:"";position:absolute;inset:0;z-index:1}.ek-card-h__meta{margin-top:auto;font-size:.72rem}.ek-postlist{display:grid;gap:20px}.ek-postlist-item{display:flex;gap:18px;padding-bottom:20px;border-bottom:1px solid var(--ek-border)}.ek-postlist-item__thumb{flex-shrink:0;width:120px;aspect-ratio:4/3;border-radius:var(--ek-radius);overflow:hidden;background:var(--ek-beige)}.ek-postlist-item__thumb img{width:100%;height:100%;object-fit:cover}.ek-postlist-item h3{font-size:1.05rem;margin-bottom:.3rem}.ek-postlist-item h3 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rgba(27,43,72,.1));border-color:var(--ek-teal)}.ek-card--link .ek-h3{color:var(--ek-navy)}.ek-courtinfo li{display:flex;align-items:flex-start;gap:10px;line-height:1.5}.ek-courtinfo .material-symbols-outlined{color:var(--ek-teal-dark);font-size:20px;margin-top:1px}.ek-courtinfo__body{display:block;min-width:0;flex:1}.ek-local-cluster-links{font-size:.95rem}.ek-calc{background:var(--ek-gray);border:1px solid var(--ek-border);border-radius:var(--ek-radius-xl);padding:24px;margin:2rem 0}.ek-calc__form{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}.ek-calc__field{display:flex;flex-direction:column;gap:6px}.ek-calc__field[hidden]{display:none}.ek-calc__field>label{font-weight:600;font-size:.9rem;color:var(--ek-navy)}.ek-calc__field select,.ek-calc__field input[type=number]{padding:10px 12px;border:1px solid var(--ek-border-strong);border-radius:var(--ek-radius-lg);font:inherit;background:#fff}.ek-calc__field select{padding-right:36px;overflow:hidden;white-space:nowrap;text-overflow:ellipsis}.ek-calc__field select:focus,.ek-calc__field input[type=number]:focus{outline:2px solid var(--ek-teal);outline-offset:1px}.ek-calc__field--check>label{flex-direction:row;align-items:center;gap:8px;display:flex;font-weight:400;font-size:.95rem}.ek-calc__result{margin-top:20px;padding:16px 20px;background:#fff;border-left:4px solid var(--ek-teal);border-radius:var(--ek-radius-lg);box-shadow:var(--ek-shadow-sm)}.ek-calc__result p{margin:0 0 .6em}.ek-calc__result p:last-child{margin-bottom:0}.ek-calc__result strong{color:var(--ek-teal-dark,#006a61)}.ek-calc__stan{font-size:.85rem;color:var(--ek-muted,#64748b)}.ek-calc__ssr{margin-top:28px}.ek-calc__ssr h3{margin:0 0 .6em}.ek-calc__tablewrap{overflow-x:auto}.ek-calc__table{width:100%;border-collapse:collapse;margin:12px 0;font-size:.95rem}.ek-calc__table th,.ek-calc__table td{padding:10px 12px;border:1px solid var(--ek-border-strong);text-align:left;vertical-align:top}.ek-calc__table thead th{background:var(--ek-navy);color:#fff;font-weight:600}.ek-calc__table tbody th{font-weight:600;background:#fff}.ek-calc__meta,.ek-calc__notes{font-size:.9rem;color:var(--ek-muted,#64748b)}.ek-calc__notes{padding-left:1.2em}.ek-calc__notes li{margin-bottom:.35em}.ek-calc__disclaimer{margin-top:20px;padding-top:16px;border-top:1px solid var(--ek-border);font-size:.85rem;color:var(--ek-muted,#64748b)}@media (max-width:640px){.ek-calc{padding:16px}}